Put your flexible spending account (FSA) or health savings account (HSA) dollars to good use by using them at Davis Orthodontics. Yup, that’s right, you can put HSA or FSA dollars towards orthodontic treatment for you or your child.
How to Use Your HSA or FSA Dollars for Orthodontic Treatment
To pay for orthodontic treatment with FSA or HSA funds, you can often use your FSA or HSA card just as you would any credit card. In other cases, depending on the plan, you may need to submit a claim in order to be reimbursed. The team at Davis Orthodontics will provide you with a receipt or any information you need to complete your FSA or HSA claim.
What are flexible spending and health savings accounts?
Flexible spending accounts (FSA) and health savings accounts (HSA) are accounts that let you put aside tax-free money for medical and dental expenses, including orthodontic treatment. An FSA is part of an employer’s benefits package. If you don’t use your FSA funds by the end of the year, they expire, unless your employer has a rollover option. With an HSA, the money doesn’t expire.
If you don’t know whether or not you have an FSA or HSA, be sure to ask your employer or insurance company.
What type of orthodontic treatment can I use my FSA or HSA on?
FSA and HSA funds can be used for any type of orthodontic treatment, including braces, Invisalign and other appliances.
When is the cut-off for using my FSA dollars for orthodontic treatment?
If your benefits expire at the end of the year, you’ll have until December 31 to use your FSA dollars. However, it’s a good idea to check with your employer to determine the specifics of your plan.
Can I use both my FSA or HSA and my insurance?
If your dental insurance covers orthodontics, you can use your insurance and your FSA or HSA dollars to significantly reduce your out-of-pocket costs.
Can I still do a financing plan for my treatment if I’m using my HSA or FSA?
You sure can! At your complimentary consultation with a Simpsonville or Greer orthodontist, we’ll verify your insurance coverage and let you know the exact cost of your orthodontic treatment. You can put your FSA or HSA dollars toward the out-of-pocket portion of your fees. If there is a remaining balance, you can pay it over time in low monthly payments as part of an interest-free financing plan.
Help! I still have some questions.
Give us a call at (864) 801-3500 and we’ll be more than happy to help.
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